Special Programs Information
Emergency Services Insurance Program
Proudly serving the unique needs of fire and rescue service organizations and providing a real choice in a limited marketplace. Coverage and service options allow tremendous flexibility in customizing an insurance package to meet the special needs of your organization. Saving lives and protecting property involves the personal risk of members of your department, which is why it is important that your personnel are protected in the unforeseen event of injury or illness. ESIP makes sure your Fire and EMS personnel are covered under the Accident and Sickness Program.

For more information please call Joe Hunt at 931-684-3323 or email jhunt@hbcowan.com
Ambulance Services Insurance Program
ASIP is specifically designed to provide comprehensive insurance to the private ambulance sector. ASIP is designed to protect our ambulance clients from not only catastrophic losses but also to address the day to day operations and exposures that exist every time ambulance goes out on a call. We work diligently to defend frivolous claims and aggressively pursue subrogation as a means to keep insurance costs at a reasonable level. At ASIP, we pride ourselves in partnering with our insureds to provide not only the best insurance protection, but also risk and loss prevention services.

For more information please call Joe Hunt at 931-684-3323 or email jhunt@hbcowan.com
Home Medical Equipment Dealers
HOMed was designed specifically for HME (Home Medical Equipment) Dealers. The HOMed program offers a custom tailored, comprehensive insurance package to meet the HME Dealer's specialized needs. HOMed was developed by insurance experts who understand your business and recognize the types of risks you face.

For more information please call Joe Hunt at 931-684-3323 or email jhunt@hbcowan.com
Fire Protection Professionals
At FireWatch we understand the Fire Protection business.  We are taking the lead by continuing to provide superior insurance products designed for the total fire protection industry including Fire Sprinkler, Fire Extinguisher, Fire Suppression, Fire Equipment, & Alarm and Security risks.  Our professionals can tailor an insurance program to provide your business with a solid coverage portfolio no other provider can equal.

For more information please call Joe Hunt at 931-684-3323 or email jhunt@hbcowan.com
2007 All Rights Reserved H. B. COWAN & COMPANY
710 North Brittain St. * Shelbyville, TN 37162
Phone 931-684-3323 * Fax 931-684-0907
www.HBCowan.com