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The purpose of this website is to provide information about H.B. Cowan and Company and its affiliated companies. Insurance coverage cannot be bound or changed as a result of submitting a request for information or quotation of insurance via submission of this online website. Completion and/or submission of applications, additional information, or quotations does not constitute the purchase of insurance, nor does it represent any agreement to provide coverage under any insurance policy. Only coverage that has been confirmed by H.B. Cowan and Company will be considered bound. Coverage is subject to an acceptable signed application and receipt of proper payment, while meeting underwriting guidelines of the Insurance Company providing the coverage. Any proposals of insurance that may be presented to you through this website will be based upon the values developed and exposures to losses disclosed to us on this online form/application. Information submitted via our website will be held confidential and will be used for insurance purposes only. Information provided on this site does not constitute professional advice; if you have legal, tax or financial planning questions, you should contact an appropriate professional. Any hypertext links to other sites are provided as a convenience only; we have no control over those sites and do not endorse or guarantee any information provided by those sites.