Serving Tennessee since 1893

On December 1, 1893, Henry B. Cowan founded the agency. Today, the agency has established itself as a leading independent insurance agency in Tennessee. The agency provides services to businesses and individuals for all their insurance needs.

The founder began the slogan “Better to have it and not need it, than to need it and not have It”. Mr. Cowan’s principles of service, loyalty and dedication still guide H.B. Cowan & Company today.