Marina & Marine Contractors

Marinas and Marine General Contractors who build marinas face unusual insurance exposures related to boat ownership, use, boat repair and storage.  

In addition to regular General Liability Coverage, marinas can be found liable for damage to customer’s boats deemed “in their care” in rented slips, in their shop for repair and during testing on water.  

Marina Owners Legal Liability and Protection and Indemnity Coverage are special coverage areas marinas must insure.

Protection and Indemnity and Jones Act coverages apply when employees navigate marina owned boats and when testing customer’s boats before and after repairs are made.   Complicated Worker’s Comp, Crew Coverage (The Jones Act) and United States Long Shore and Harbor Worker’s Act Coverage are in HB Cowan’s specialties.