Personal Insurance Overview

H.B. Cowan and Company is proud to offer a wide range of Personal Insurance.  The biggest asset for most people is their home. Lose that, and you will likely lose a big part, if not most, of your net worth. Our Personal Insurance options help protect your most prized possessions and investments-your home, automobiles, recreational vehicles and so much more. 

Our agents and customer service representatives are skilled, licensed, knowledgeable and have the experience to assist you and ensure that you receive the appropriate coverage to properly insure all your assets.

Our Personal Insurance options include:

• Homeowners Insurance
• Auto Insurance
• Renters Insurance
• Jewelry /Furs/Fine Arts
• Watercraft Insurance
• Condo lnsurance
• Recreational Vehicle Insurance
• Personal Umbrella Insurance


Personal Insurance Specialists

Richard Bobo
Richard Bobo
Licensed Commercial and Personal Lines Agent
Beverly Derryberry
Beverly Derryberry
Personal Lines Agent
Cindy Winchester
Cindy Winchester
Personal Lines Account Manager
Hannah Smith
Hannah Smith
Personal Lines Account Manager

Market Analysis

Marketing research, analysis and creating marketing plan.

Escrow Services

Helping lenders and servicers transform their business.

Optimization Advisory

We provide the most full legal help to our clients.

Wealth Management

Businesses with all financial services including consultations


Ccheck all the business problems and find new directions.

Legal Services

You will get professional help in resolving conflicts.

Best Prices for You

Select the most appropriate plan for you!